Protecting consumers from home repair scamsJoin the fight by signing the petition today!
At-a-GlanceHere's what you need to know:
What and Where?
Assignment of Benefits (AOB) abuse and lawsuits, happening in Florida (particularly concentrated in South Florida).
Who (causes it)?
Shady repair firms (that may not even be licensed) that team up with trial lawyers.
Who (is affected by it)?
Everyone in Florida with homeowners insurance. When fraudulent claims and lawsuit costs increase, so do your premiums. You can read stories about how AOB abuse is affecting your neighbors here.
How (does it happen)?
The shady repair firm convinces you to sign over your benefits for "convenience." They team up with a trial lawyer to file an inflated claim with your insurer.
How (does it hurt you)?
When you sign broad AOBs, you sign away the rights of the policy you purchased and paid for – leaving you vulnerable to the contractor inflating the claim, and a trial lawyer suing your own insurance company (sometimes without your consent or knowledge).
What (can we do about it)?
It’s essential our state legislators act in 2016 to reign in AOB abuse and protect consumers before this threat to our wallets spreads statewide. That's where you come in.